Pauls 1991 V6 24v Manual (PICS returned)

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citroenxm
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Re: Pauls 1991 V6 24v Manual ...

Post by citroenxm » Sun May 03, 2015 10:41 am

Ive found the car n classic ad and ebay ad for the green J reg 24v that was for sale and sold last year..

So i have the one and only value on paper for a like to like model... ok its cleaner.. but might give them an idea.
Projects:(eventually if theres any bodywork left)
93 L Xm 2.1t D auto project
93 L xm V6 12v Sei Manual

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In use.. 1995 M reg S2 2.1td auto exclusive

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russ92xmsed
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Re: Pauls 1991 V6 24v Manual ...

Post by russ92xmsed » Sun May 03, 2015 10:53 am

That's good. That should help. I did that with mine, I found two ads, £1600 and £3000 I think, and they nearly matched it. I could have fought for more, but as I scrapped it myself, I got £1400.
Russ

1992 K reg XM 2.1 Auto SED RP 5712
1992 K reg XM 2.1 Auto SED RP 5705 (D)
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Dieselman
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Re: Pauls 1991 V6 24v Manual ...

Post by Dieselman » Sun May 03, 2015 10:57 am

John,

Your view of how insurance companies deal with claims now is somewhat out of date.

In clear cut cases they just want to settle as quickly as possible, especially since claimants often go to Claims Handling companies, to sort the claim for them and keep them on the road. The cost of hire cars can run into tens of thousands if the claim isn't settled withing a few weeks.

Paul,

My experience of 3rd party claims is that the insurance company have been straightforward and quick. Agree liability, request a loan car if required, prove damage and reasonable cost to repair, await repair or payment in lieu of such.

Parts can be recycled parts, but the repair is up to you if you accept a payment.

Legally, you aren't claiming off an insurance company, you are claiming off the insured. If dissatisfied with dealing with their insurance company, you can opt to sue them for the loss, of which they then pass the liability to their insurer.
91 3.0 sei M. 4852 EXY Black
92 2.1 sed M. 5740 ECZ Sable Phenicien
92 3.0 V6-24. 5713 EXY Black
92 2.1 sd M. 5685 ENT Blue Sideral
Prev
90 2.1sd M. 5049 EJV Mandarin
92 2.1sd A. 5698 EJV Mandarin
94 2.1sd A. 6218 ERT Triton
91 2.0si M. 5187 EWT White

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MTXM
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Re: Pauls 1991 V6 24v Manual ...

Post by MTXM » Sun May 03, 2015 12:34 pm

Which car you taking mathew? I dont think the 24v will be going.. more likely K Ban shall make an appearance
Good luck with sorting the insurance claim Paul and I expect to attend the Northern Rally in the gold car. With regards, Matthew T.
1989 V6 Exclusive (Poland car) - Now living in a local Motor Museum!
1990 V6sei auto (grey auto)
1990 V6sei manual (gold car)
1990 V6.24 Pallas (Germany car)
1990 V6.24v (Scotland car)
Other previous XM sold and broken too many to mention!

citroenxm
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Re: Pauls 1991 V6 24v Manual ...

Post by citroenxm » Sun May 03, 2015 8:08 pm

I have located and printed out two ads.. one from carandclassic where the j reg green one shows sold for 2k or so and an ebay ad shows the car as not sold or reserve not met at 1,020 quid...
Projects:(eventually if theres any bodywork left)
93 L Xm 2.1t D auto project
93 L xm V6 12v Sei Manual

Others
In use.. 1995 M reg S2 2.1td auto exclusive

Vince
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Re: Pauls 1991 V6 24v Manual ...

Post by Vince » Mon May 04, 2015 7:59 am

If it did get written off....you could buy it back at scrap value, fix it then VIC check it and your back in business :)

citroenxm
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Re: Pauls 1991 V6 24v Manual ...

Post by citroenxm » Mon May 04, 2015 8:07 am

Vince wrote:If it did get written off....you could buy it back at scrap value, fix it then VIC check it and your back in business :)
Preciesly.. theres no way shes leaving me.. at 380 quid purchase. Try getting another runner for that price now!

If it gets a cat d vince she wont need a vic check.. only c b and a ...
Projects:(eventually if theres any bodywork left)
93 L Xm 2.1t D auto project
93 L xm V6 12v Sei Manual

Others
In use.. 1995 M reg S2 2.1td auto exclusive

Dieselman
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Re: Pauls 1991 V6 24v Manual ...

Post by Dieselman » Mon May 04, 2015 10:08 am

Whatever you do, don't let them write it off. Insurance companies don't like insuring categorised cars.

There is no need for them to write it off anyway, just accept a payment...end of.
91 3.0 sei M. 4852 EXY Black
92 2.1 sed M. 5740 ECZ Sable Phenicien
92 3.0 V6-24. 5713 EXY Black
92 2.1 sd M. 5685 ENT Blue Sideral
Prev
90 2.1sd M. 5049 EJV Mandarin
92 2.1sd A. 5698 EJV Mandarin
94 2.1sd A. 6218 ERT Triton
91 2.0si M. 5187 EWT White

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Eddie nuff
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Post by Eddie nuff » Mon May 04, 2015 5:04 pm

Dieselman wrote:Some insurance companies don't like insuring categorised cars.
The amount of salvage cars I've had over the years and never had a problem.
89 XM 2.0Si RP4788 (Gold)

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Eddie nuff
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Post by Eddie nuff » Mon May 04, 2015 5:11 pm

John, my post describes what happened at the turn of the year. Same situation as Paul, police called, driver admitted liability, insurance company wanted pictures and quote for me to have the work done at a garage of my choice.

Six weeks from start to finish.
89 XM 2.0Si RP4788 (Gold)

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